GET YOUR FREE CONSULTATION

Truck Accident Victims Often Forget the Shipper

Frank • August 15, 2016
Commercial Truck Lifting a Container — Roseville, CA — Frank Penney Injury Lawyers

Read the blog from Frank Penney Injury Lawyers in Roseville, CA below. 


Truck accidents can be disastrous, which is why commercial truck owners are required to carry a minimum of $750,000.00 in single-limit coverage. This typically covers the trucking business owner, drivers, and any trucks that are insured under the policy. The policy amounts are so high because litigation costs a great deal in the U.S. (A recent study found that the annual cost of civil lawsuits to the U.S. economy was $233 billion).


Considering the extent of damage that a commercial truck can cause, $750,000.00 may not be enough to cover one plaintiff’s injuries, so it’s important to examine all parties who may be at fault. An often missed defendant is that of the shipper of the load. Who is the shipper? The shipper is the company that hires the commercial trucking company to haul goods from location A to location B. Sometimes the shipping company’s employees even load the cargo, which can mean that the driver of the truck isn’t responsible for shifting or poorly secured contents.

A Shipper May be Guilty of Negligent Selection

Another common accusation against a shipper is “negligent selection”. A shipper is responsible for choosing a competent and careful contractor to do business with and may be liable for damages in a truck accident lawsuit if it can be proven that they did not take enough care.


In these cases, the courts routinely look at the sophistication of the shipper. The more sophisticated a shipper, based on frequency and size of shipments, the more likely the courts are going to place a higher duty on the shipper for proper selection of a competent carrier to haul goods. Once it has been established that a shipper negligently selected the carrier and that the carrier was incompetent, the assessment shifts to whether or not the shipper knew this.

Commercial Truck in Warehouse — Roseville, CA — Frank Penney Injury Lawyers

A Shipper’s Truck Accident Defense

The most common defense to negligent selection is that the carrier’s duty to investigate did not extend past checking for a satisfactory rating with the Federal Motor Carrier Safety Association. This is strong because if the carrier has a “satisfactory” rating, they are somewhat presumed to be an appropriate selection. The counter-argument is that an employer must investigate further to make sure that the carrier is not manipulating business practices to avoid unsatisfactory ratings, however, this is a weak argument because it would require a never-ending investigation.

Commercial Truck for Harvesting — Roseville, CA — Frank Penney Injury Lawyers

Did the Shipper Retain Control of the Commercial Truck?

Another theory used against a shipper is called “retained control”. This argument states that, at the time of the truck crash, the driver was acting as an agent for the shipper, meaning that the  shipper–not the carrier–retained control of the load. Some of the factors that determine whether the shipper maintained control are:

  • whether the driver contracted directly with the shipper (or the carrier),
  • whether the driver was paid directly by the shipper,
  • whether the shipper created deadlines and
  • whether the driver had to regularly check in with the shipper.


When the answers are “yes”, the logical assumption is that the shipper (instead of the carrier) had retained control of the driver.

Truck Accident Laws Cross State Lines

This is a continually evolving body of law that extends from state to state and even into the federal courts (due to the nature of commercial truck transporting across state lines). It is important to look at all potential defendants when one is assessing liability in a commercial truck accident, particularly when the injuries involve medical bills that exceed the policy limits or even wrongful death claims. It is during those times that it is important to have a skilled truck accident attorney who understands how to address shipper liability.

No Fee Guarantee!

Our legal team understands that life can be very stressful after an accident of any type. The financial costs of your accident can add to that stress. When you are asking for help, this should make your life easier – not more difficult. That is why you do not have to worry about any upfront legal fees and expenses when you hire Frank Penney Injury Lawyers to handle your California personal injury case.


At Frank Penney Injury Lawyers, Frank Penney and his staff work on a contingency basis. This means you only have to pay a fee if you win your case. We will never charge a fee unless we obtain a settlement on your behalf. No win. No fee. Case closed.


This means there is no risk in asking Frank Penney Injury Lawyers for help. You get to benefit from Frank Penney’s years of experience, knowledge, and success without needing to stress about the cost. Call today to set up a free initial case assessment or to learn more.

When I first contacted the Law Offices of Frank D. Penney after my accident, I was frustrated with car insurance companies, and medical insurance companies; after all, I was in pain. He and his staff put me at ease instantly! It was such a relief to have someone working on MY BEHALF! They were able to settle my case for more than I initially thought it was worth. THANKS AGAIN!!!


- KRISTA H.


Read more client testimonials.

Why Choose Us?

  • If You Don’t Win, You Don’t Pay
  • Free Case Evaluations
  • Over 25 Years of Experience
  • Compassionate and Caring
  • Highly Rated Reviews
  • Proven Track Record
  • 24/7 Availability
  • Quick Response Time
  • And More

Our Recent Blog Posts

By Frank Penney August 28, 2025
A devastating crash on the 15 Freeway in Temecula late Saturday night left four people dead and two others injured after a BMW M4, allegedly driven recklessly, lost control and caused a head-on collision. The California Highway Patrol reported the crash around 9:33 p.m. when the BMW, traveling north of Winchester Road, swerved left, struck a concrete median, and flew into the southbound lanes. The car veered into the far-right lane and collided head-on with a white Nissan Sentra. The BMW burst into flames moments after impact. Good Samaritans were able to pull the BMW’s driver, a 25-year-old man from Moreno Valley, from the burning vehicle. He suffered major injuries and was rushed to a hospital. Tragically, his passengers did not survive. A 23-year-old woman in the front seat and two Moreno Valley teenagers, a 14-year-old boy and a 15-year-old girl in the back, were pronounced dead at the scene. The Nissan’s driver, a 35-year-old man from Wildomar, was taken to a hospital but did not survive the trip. His passenger, a 22-year-old man, remains in critical condition. Authorities said that alcohol does not appear to have been a factor, but charges against the BMW driver are pending as investigators continue to examine the circumstances surrounding what they describe as reckless driving. As of Sunday afternoon, none of the victims had been publicly identified. Experience unparalleled legal representation with Frank Penney Injury Law , the esteemed recipients of the CAOC Trial Attorney of the Year award. With over two decades of dedicated service, our team has consistently delivered record-setting results for accident victims in Northern, Central, and Southern California. Enjoy peace of mind with our no upfront fees policy. Contact us today at 888-888-0566 or through our website www.penneylaw.com for a FREE consultation. Frank Penney Injury Law does not represent any of the parties mentioned above. Nevertheless, we sympathize with the victim and their families in this time of crisis.
By Frank Penney August 27, 2025
A tragic crash on Interstate 80 in Davis claimed the life of 42-year-old Christopher Barr of Dixon early Tuesday morning. According to the California Highway Patrol, the accident happened just before 4:45 a.m. in a construction zone on the eastbound side of the freeway, just west of Mace Boulevard. CHP reported that a Volvo tractor with trailers was traveling in the middle lane when, for reasons still unknown, Barr’s Harley Davidson motorcycle failed to slow down and struck the back of the truck. The impact threw him from the motorcycle, and he was fatally struck by another vehicle that has not yet been identified. Authorities have said that alcohol and drugs do not appear to be factors in the crash. The collision remains under investigation by the California Highway Patrol as they work to determine what led to the fatal chain of events. Experience unparalleled legal representation with Frank Penney Injury Law , the esteemed recipients of the CAOC Trial Attorney of the Year award. With over two decades of dedicated service, our team has consistently delivered record-setting results for accident victims in Northern, Central, and Southern California. Enjoy peace of mind with our no upfront fees policy. Contact us today at 888-888-0566 or through our website www.penneylaw.com for a FREE consultation. Frank Penney Injury Law does not represent any of the parties mentioned above. Nevertheless, we sympathize with the victim and their families in this time of crisis.
By Frank Penney August 27, 2025
A tragic accident in Elk Grove early Friday morning claimed the life of a 21-year-old motorcyclist. According to the Elk Grove Police Department, the crash occurred around 6:15 a.m. on Elk Grove Florin Road just north of Campbell Road. Investigators reported that the driver of a pickup truck towing a trailer was attempting a U-turn into the southbound lane when the motorcycle collided with the truck’s side. The impact threw the rider from the motorcycle, and despite the quick response of medical personnel, the young motorcyclist was pronounced dead at the scene. Authorities have not yet released the rider’s name, awaiting notification of next of kin by the Sacramento County Coroner’s Office. The roadway remained closed throughout the morning as police investigated the crash, reopening to traffic around noon. The Elk Grove Police Department continues to look into the circumstances surrounding the collision and is asking anyone with information to contact their traffic bureau at 916-478-8143. Experience unparalleled legal representation with Frank Penney Injury Law , the esteemed recipients of the CAOC Trial Attorney of the Year award. With over two decades of dedicated service, our team has consistently delivered record-setting results for accident victims in Northern, Central, and Southern California. Enjoy peace of mind with our no upfront fees policy. Contact us today at 888-888-0566 or through our website www.penneylaw.com for a FREE consultation. Frank Penney Injury Law does not represent any of the parties mentioned above. Nevertheless, we sympathize with the victim and their families in this time of crisis.
Show More

24/7 Availability – Reach Us by Phone, Email, Chat and More!

If you are involved in any type of personal injury due to the fault of someone else, our experienced team at Frank Penney Injury Lawyers in Roseville, CA can help. We are available to anyone in Northern California 24/7! Give us a call today to learn more at 888-888-0566. We will fight for your rights!

No matter where you are in Northern California, or how you reach us, we will be there for you 24/7!

You Can Bank on Frank!

Business Ad — Roseville, CA — Frank Penney Injury Lawyers
No Risk, No Fees, Guaranteed — Roseville, CA — Frank Penney Injury Lawyers