Using Personal Injury Claims to Measure Safety
News 10 reported that crash tests are not the only way to see if the car you want to buy is a safe pick. Crash tests give an excellent apples to apples comparison, however are not always a good indicator of how vehicles hold up in every crash scenario. For example, crash tests are only comparable with like sized vehicles, such as a Honda Accord and a Nissan Sentra. According to the Highway Loss Data Institute, HLDI, comparing the frequency of personal injury claims on vehicles gives prospective owners a better picture of safety. The medical costs associated with these personal injury claims paint an excellent picture of how well a vehicle protects it occupants. The higher the claim frequency, the more dangerous the vehicle appears to be.
Frequent Injury Claims Top Ten List
The Top 10 cars that have highest personal injury claim frequency include small cars and cars with performance engines:
- Toyota Yaris
- Suzuki SX4
- Chevrolet Aveo
- Mitsubishi Galant
- Kia Rio
- Nissan Versa
- Hyundai Accent
- Dodge Avenger
- Nissan Sentra
- Chevrolet Aveo Wagon
The HLDI also warns consumers about insurance premiums. If you are concerned about insurance premiums, this type of information may heavily impact your next vehicle purchase. For instance, a car that is considered to be more dangerous may cost more to insure. Many factors play a role in the cost of your insurance; such as, the type of car you own, age, driving record and place of residence. Getting injured in an automobile crash can be physically, emotionally and financially stressful. If it happens to you, you will need an experienced and professional lawyer to help alleviate these stresses for you.