Definitive Guide Personal Injury Demand Letters
The better your demand letter, the higher your chances are of getting a good settlement to compensate for the losses you’ve suffered after your personal injury accident.
To help you with this we’ve compiled these resources to help you write the best demand letter for your circumstances.
Demand Letter Samples
Anatomy of a Personal Injury Demand Letter
This article breaks down the a typical personal injury demand letter section by section. Download a sample demand letter in any of three formats; one of which is likely to be compatible with your word processing software, so you can edit the actual sample letter and replace the hypothetical circumstances with your own real information.
Uninsured Motorist Demand Letter Sample
With the large number of uninsured drivers in California, there is a fair chance that the driver at fault was not covered by an insurance policy. In this case, you will have to submit a demand letter to your own insurance company and request reimbursement for your expenses. Many people think that this will raise their insurance rate, but it won’t. This coverage is already built into your policy. Get the sample demand letter here.
6 Elements of a Demand Letter
A demand letter isn’t just the letter alone; it also includes attachments to document your accident. Make sure to get a copy of the police report and save all of your medical bills and records. If you have photographs of the aftermath, including damage to your car, and estimates on car repairs, you’ll want to include those as well.
For more detailed info, read about the 6 Essential Elements of a Personal Injury Demand Letter.
California Demand Letters
In some situations, you may need to write a demand letter for payments of less than $10,000 from an individual, a corporation, or the government, rather than an insurance company. If you live in California, the state provides an online demand letter wizard to automatically generate your letter for you. A good letter may increase your chances of getting a settlement and reduce the need to go to small claims court.
How the Insurance Company May Respond
Keep in mind that an insurance adjuster’s job is to make sure that the company pays as little as possible. Your claim may be rejected outright, you may be offered a lower amount than what you deserve, or in very rare cases, they might actually agree to pay the full amount of your claim. Read the details about why you might get one of these 3 Typical Insurance Company Responses.
Helping You Write Your Demand Letter
Dealing with an insurance company can be stressful, especially after the trauma of a personal injury. Start with a strong demand letter and remember that you don’t necessarily have to take “no” for an answer. Take advantage of the resources this website offers. One of our seasoned personal injury lawyers can help you with the negotiation process and make sure that you get the maximum possible compensation.